2026 BMW X1
SUV
$479/mo
X3
2026 BMW X3
BMW · 1 offer · 1 trims
| Lease | $549/mo | 39 mo |
| Finance | 0.9% | 60 mo |
| Cash | N/A | |
| Loyalty | N/A | |
| Conquest | N/A |
BMW is publishing a single national program on the X3 this month.
Shoppers have a choice here: $549 per month to lease, or 0.9% APR to finance. Those are rarely stackable, so the decision usually comes down to how long you intend to keep the vehicle.
The advertised lease has fallen $20/mo since last month.
How this offer has moved
Manufacturers do not publish their own offer history. We record every month, so you can see whether today’s number is a good one.
How to read these trend lines
- Green — moved in your favor (payment or APR down, cash up).
- Red — moved against you.
- Flat line — the offer has not changed since we started tracking it.
- Break in the line — the manufacturer published no offer of that type that month.
Figures are the best publicly advertised national offer we recorded each month. We only chart months we were tracking that brand, so a line starting mid-chart means we began following it then — not that the offer appeared then.
Lease payment
$549/mo
Finance APR
0.90%
Common questions
How much is a lease on the 2026 BMW X3?
The best advertised national lease is $549 per month on a 39-month term with $5,299 due at signing. That figure is for a specific trim and assumes tier-one credit approval; your payment will differ with region, credit tier, taxes, and dealer fees.
What APR is BMW offering on the X3?
BMW is advertising 0.9% APR financing on the X3. Promotional APRs require approved credit through the manufacturer's finance arm and usually cannot be combined with cash incentives — you generally choose one or the other.
Is the X3 lease deal getting better or worse?
Over the 5 months we have tracked it, the advertised lease has moved to $549/mo, down from $569/mo. A falling payment often means the manufacturer is adding support to move inventory.
Will I actually pay this much for a X3?
Probably not exactly. Advertised national payments assume a specific trim, approved tier-one credit, and a set mileage allowance, and they exclude tax, title, registration, and dealer fees. Regional programs can be better or worse than the national one. Treat the figure as a benchmark to negotiate against, not a quote.
Manufacturer terms and conditions (1)
- Lease2026 BMW X3 30 xDrive lease offer. Lease for $549/month for 39 months with $5,299 due at signing.Loyalty Offers available to qualified customers who have leased or financed a BMW model through BMW Financial Services NA, LLC in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $1,000 off MSRP on select new 2026 BMW X3 30 xDrive models (consists of $500 BMW of North America, LLC contribution, plus […]
Offer terms are reproduced as published by the manufacturer. Availability, eligibility, and expiry vary by region and dealer. Confirm current terms with a franchised dealer before you buy or lease.