2026 BMW X1
$479/mo
| Lease | $549/mo | 36 mo |
| Finance | 3.99% | 60 mo |
| Cash | N/A | |
| Loyalty | N/A | |
| Conquest | N/A |
| Trim | Lease | Term | Due at signing | APR | Cash | Loyalty | Conquest | Expires |
|---|---|---|---|---|---|---|---|---|
| eDrive40 | $549/mo | 36 mo | $4,849 | 3.99% · 60 mo | — | — | — | — |
| M60 | $739/mo | 36 mo | $6,089 | 3.99% · 60 mo | — | — | — | — |
| xDrive40 | $579/mo | 36 mo | $5,209 | 3.99% · 60 mo | — | — | — | — |
BMW is publishing 3 national offers on the i4 across 3 trims.
Shoppers have a choice here: $549 per month to lease, or 3.99% APR to finance. Those are rarely stackable, so the decision usually comes down to how long you intend to keep the vehicle.
Manufacturers do not publish their own offer history. We record every month, so you can see whether today’s number is a good one.
Figures are the best publicly advertised national offer we recorded each month. We only chart months we were tracking that brand, so a line starting mid-chart means we began following it then — not that the offer appeared then.
The best advertised national lease is $549 per month on a 36-month term with $4,849 due at signing. That figure is for a specific trim and assumes tier-one credit approval; your payment will differ with region, credit tier, taxes, and dealer fees.
BMW is advertising 3.99% APR financing on the i4. Promotional APRs require approved credit through the manufacturer's finance arm and usually cannot be combined with cash incentives — you generally choose one or the other.
It has not moved. The advertised lease has held at $549/mo across all 5 months we have tracked it, which usually means demand and supply are stable on this model.
Probably not exactly. Advertised national payments assume a specific trim, approved tier-one credit, and a set mileage allowance, and they exclude tax, title, registration, and dealer fees. Regional programs can be better or worse than the national one. Treat the figure as a benchmark to negotiate against, not a quote.
Offer terms are reproduced as published by the manufacturer. Availability, eligibility, and expiry vary by region and dealer. Confirm current terms with a franchised dealer before you buy or lease.